The Mortgage Assistance Program by Métis Capital Housing Corporation offers vital support to Métis homeowners facing financial hardship. This program provides assistance of up to $5,000 to help cover mortgage arrears, preventing the risk of foreclosure and ensuring families can maintain stable housing. The Mortgage Assistance Program is dedicated to assisting Métis families stay in their homes during challenging times. Read below to see if you are eligible and to learn how to apply.
Eligibility Criteria
- The primary applicant must be an Otipemisiwak Métis Government Citizen (formerly known as the Métis Nation of Alberta).
- The home must be the applicant’s primary residence.
- Must exhibit financial hardship, which includes proving a loss of income resulting in a 50% or more decrease in monthly net income, providing bank statements for the prior three months or a record of employment, and submitting supporting documentation from the lender stating total arrears and the risk of foreclosure, etc.
Required Documents
- Completed and signed application.
- Two Pieces of identification:
- Applicant: One government-issued photo ID and your Otipemisiwak Métis Government Citizen Card (formerly Métis Nation of Alberta Citizenship Card).
- Co-applicant (if applicable): Either two pieces of government-issued photo ID or your Otipemisiwak Métis Government Citizen Card and one government-issued photo ID.
- Notice of Tax Assessment for all household residents over 18.
- Evidence of loss of income, such as a Record of Employment.
- Mortgage Statement.
- Letter from the bank stating the risk of foreclosure.
- Bank statements covering the past 90 days.
Financial Assistance Available
A maximum of $5,000 towards mortgage arrears.
Application Process
- Download and complete the application form below or pick it up from a Métis Capital Housing Office.
- Gather all required documents.
- Apply via:
- Email: mortgageassistance@metishousing.ca
- Mail: Métis Capital Housing Corporation, 11923 121A Street, Edmonton, AB T5L 0A2
- In-person: Drop off at the above address.
Approved Applicant Conditions
- Direct Payment: Métis Capital Housing Corporation (MCHC) will pay the approved funding directly to the mortgage lender.
Important Information:
- Funding is limited and distributed on a first-come, first-served basis to applicants who submit complete applications and valid documents.
- If you submitted an unsuccessful application in the past, please be advised that you must reapply using the updated application form when the program reopens. Previous applications will not be considered.
Application Deadline: Open until funds are exhausted.